Offer Details
Written by: RJ
Requirements
- Open a new Netspend account
- Direct deposit $400 within 60 days of opening
- Bonus posts within 5 days of completion
Eligibility
- Nationwide
Fees
- Looks to be fee free
Account Closure
- No rule listed
Chex
- No
Valid through: 4/1/26

Thoughts
This is the highest offer I can remember.
I opened my account on 7/21/2025 and had a two days early direct deposit last Wednesday 7/23/2025 for over $400. It’s now 7/31/2025 and no $200 bonus posted that’s what the bonus was when I signed up. Does it take longer then 5 days?
If I refer my friend, will be get 200$ + referral bonus as well?
The link is not working
If you verify netspend account by micro deposits with SoFi it doesn’t take the money back from netspend which is effectively free money. It would only come in small amounts at a time but you can remove the account from SoFi and reverify to trigger it again.
1/26/24 – referral link
https://www.netspend.com/get-a-prepaid-card/?aid=RAF_1&site_id=RAF_MOB_URL&uref=6193580717
Any DP’s on DD’s ? also can I just pull all money out with linked account after bonus hits?
For me, this referral link only shows a $20 referral offer.
How to withdraw with no fees?
Seems like there is a fee for Bank Transfer – Outbound $1.95, How to combat this?
Cash Back at a grocery/ gas store with no fee for cash back. Or minimal at least in the $1 or 2 range.