Offer Details
Written by: RJ
Requirements
- Open a new checking account
- Direct deposit the following amounts each month of your bonus term
- $1,500 = $50
- $5k = $300
- Bonus terms
- Customers who open a OnePay Cash account between June 23 and June 30, 2025 will have a Starter Bonus Term from July 1 to August 31, 2025.
- Customers who open a OnePay Cash account between July 1 and July 31, 2025 will have a Starter Bonus Term from August 1 to September 30, 2025.
- Customers who open a OnePay Cash account between August 1 and August 30, 2025 will have a Starter Bonus Term from September 1 to October 31, 2025
Eligibility
- Nationwide
- New customers only
Fees
- One Pay is fee free
Account Closure
- No rule listed
Chex
- No
Valid through: 10/31/25

Thoughts
Of course we just covered these guys with a $20 offer. Much higher, but a lengthy commitment. Depends on what else you have going on, as well as what works for a direct deposit.

With over 15 years of experience in financial services and more than 5 years creating financial content on YouTube, RJ is the creator behind RJ Financial, Run on the Bank, and Profitable Content.
A self-proclaimed credit card degenerate, he covers credit card rewards, bank promotions, welcome bonuses, and the latest financial news. His approach is simple: cut through the marketing hype, highlight profitable opportunities, and help readers make the banks’ money their money.


this is expired, the term actually ended Aug 30
Found this in their “See full terms for details” document from the webpage with this offer:
A “Direct Deposit” is defined as an electronic deposit through the Automated Clearing House (“ACH”) Network or an electronic deposit by Original Credit Transaction (“OCT”) of payroll, pension, government benefits (such as Social Security), and other payments sent to your OnePay Cash account. For the avoidance of doubt, peer to peer transfer (e.g. One to One, Venmo, & Cash app), and attempted deposits that are either returned or canceled before the funds settle are not Direct Deposits.