Offer Details
Written by: RJ
Requirements
- Open a new checking account
- Direct deposit $5k within 90 days of opening
- Bonus posts within 8-12 weeks of completion
Eligibility
- Nationwide
- New customers only
- We are currently accepting applications from Card Members with a U.S. Basic Consumer Card issued by American Express National Bank with 5 days tenure.
Fees
- Rewards checking is fee free
Account Closure
- No rule listed
Chex
- Not sure yet
Valid through: 1/31/26
Thoughts
Been awhile since we’ve seen this one. Direct deposit amounts have increased but still easy enough.
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Editorial Note:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.
I Iiterally just found this right before I saw your blog post. This one might only be worth it if your direct deposit isn’t tied up.
Got approved quick but I opened a few months ago. Got the direct deposit and then they emailed me after saying that my bonus money will be on the way
Applied and got approved quickly. I just applied for a Gold card 3 months ago so I was good.
Is this a hard pull?
I haven’t seen any reports of a hard pull.
Accepted Wise as DD, $250 bonus will deposit in 8-12 weeks.
i got this message
We’re sorry. We are unable to offer you an American Express® Rewards Checking account at this time.
Offer availability is subject to change and is based on your eligibility factors. Thank you for your interest in American Express.
Applications are being auto canceled if you have a business checking. Apparently they are working on a fix.