Details
Written by: RJ
The long awaited American Express Platinum card overhaul is here
American Express Business Platinum
- Annual fee: $895
- Multipliers
- 5x Flights & prepaid hotels booked via Amex Travel
- 2x Select business purchases (2x capped at $2M/year combined)
- US purchases of Construction material and hardware suppliers, Electronic goods retailers and software & cloud system providers, Shipping providers
- 2x on purchase of $5k+
- 1x All purchases
- Benefits
- Marriott gold status
- Hilton gold status
- Leaders Hotels of the World Sterling status
- Global Lounge Collection
- Centurion lounge access
- International American Express lounge access
- 10 Delta SkyClub visits
- Priority Pass select membership
- Airspace lounge access
- Avis, Hertz, National rental car status
- Credits
- $600 FHR credit ($300 semi annually)
- $200 Airline incidental credit (annually)
- $120 Wireless credit ($10/month)
- $209 Clear credit (annually)
- $360 Indeed credit ($90/quarterly)
- $200 Adobe credit with $600+ in spend
- $200 Hilton credit ($50/quarter)
- Starting 1/31/26 gift card purchases will not work
- $1,150 Dell credit
- $150 statement credit
- $1k statement credit with $5k/year in spend
- TSA Pre/Global Entry
- $100 Hotel collection credit with booking 2+ nights via Amex Travel
- Spend $250k/year
- $2,400 American Express One AP credit
- $1,200 Amex Travel Online flight statement credit
Notes
- New design – The mirror finish design is being labeled as limited edition. It can be selected at application or requested as a replacement card for existing customers.
- Intro offer – Up to 250k MR points after you spend $20k in purchases on your new Card within the first 6 months of Card Membership
- Existing cardholders – new card benefits are effective immediately. Increased annual fee will hit for renewals on or after 12/2/25.
- Quarterly benefits – A few benefits above are quarterly. Best hit those now as the end of Q3 is quickly approaching.
Thoughts
Clear shift towards legitimate businesses. I now believe the personal platinum to be the better option for most in this game.
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Editorial Note:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.