Offer Details
Written by: RJ
Requirements
- Open a new 360 checking account
- Promo code ‘OFFER300’
- Complete two direct deposits of $500 each within 75 days of opening
- Bonus posts 60 days after completion
Eligibility
- Nationwide
- Can’t have had a checking account on or after 1/1/23
Fees
- 360 checking is fee free
Account Closure
- No rule listed
Chex
- Maybe, they also use EWS
Valid through: No end date listed
Thoughts
Highest offer was $400 in the past, but it’s been ages since that’s come around. I did one for $350 last October. That said, it may be worth waiting since this is such a long time between churns.
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Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.
With over 15 years of experience in financial services and more than 5 years creating financial content on YouTube, RJ is the creator behind RJ Financial, Run on the Bank, and Profitable Content.
A self-proclaimed credit card degenerate, he covers credit card rewards, bank promotions, welcome bonuses, and the latest financial news. His approach is simple: cut through the marketing hype, highlight profitable opportunities, and help readers make the banks’ money their money.
Update to the DD terms:
Set up and receive at least 2 direct deposits, each of $500 or more, within 75 days of account opening.
Can I Zelle $250 twice?
Doubt it. Zelle is an obvious P2P transaction. Many have reported ACH’s work. I used Wise myself and it worked
Datapoint:
9/12/2023 Opened account with promo code BONUS350
9/21/2023 ACH push from Fidelity over $300 — only $250 was required
10/3/2023 ACH push from Fidelity over $300 — only $250 was required
10/10/2023 $350 bonus received
I just opened up the account. Instantly approved. Hopefully, Fidelity CMA will work for the deposit.
Watch $500 come around. That is kinda sad that the bonuses seems less overall even though bond rates for most terms are around the high ten year mark and Fed rates are higher too (which think would affects the shorter term bonuses more like this one).
Instantly approved when I applied