Citi Strata Premier Surveying Cardholders

Details Written by: RJ Citi has sent out surveys to some Strata Premier cardholders: Annual fee: $195 Multipliers 10x Points: On Hotels, Car Rentals, and Attractions when booked through Citi Travel 4x Points: On Flights when booked through Citi Travel 4x Points: On Restaurants during “Citi Nights” (Friday & Saturday, 6 PM – 6 AM…

American Express Business Graphite

Details Written by: RJ The new American Express Business Graphite card is open for applications: Business Graphite Annual fee: $295 Multipliers 2x All purchases 5x Flights & hotels booked via Amex Travel Intro offer – $1,500 cash back with $50k in spend within the first 6 months. Some have been able to find $2k via…

Bilt Rewards Adds Wyndham as a Transfer Partner

Details Written by: RJ BIlt Rewards has added Wyndham Rewards as a transfer partner. Bilt points transfer 1:1 ratio with a transfer minimum of 1k Bilt points. Press release Thoughts More options is always nice. Advertiser Disclosure: Some of the card links and products that appear on this website are from companies which RJ Financial/Profitable…

Rumored Amex Business Graphite Card

Details Written by: RJ American Express has a teaser reel on Instagram for a new business card coming soon. The good folks in r/churning found a screen shot of an American Express Graphite card. From the image, this is a cash back card with a$250 annual fee offering 2x back on all purchases with no…

PayPal Restricts Rewards Redemptions

Details Written by: RJ PayPal is making a change to PayPal Rewards redemptions. This primarily impacts the 5x PayPal debit card: Amendments to the PayPal Rewards Program AgreementEffective: August 1, 2026 Please note that certain features of the PayPal Rewards Program are being updated as follows: The option to redeem PayPal Rewards Points for cash…

Chase Freedom & Freedom Flex Q2 5x Categories

Details Written by: RJ Chase Freedom & Freedom Flex Q2 2026 5x categories: Amazon Chase Travel Feeding America Activation page Thoughts Not great for most. For the average user there’s likely a nice stack for Chase Travel multipliers. Most here will be booking with points or a more premium travel focused card. Advertiser Disclosure: Some…

Marriott Reward Certificates Update

Details Written by: RJ Marriott is now allowing reward certificates to be topped off with up to 25k additional points. The previous max was 15k points. Marriott reward certificates are typically issued in 35k, 55k, and 85k amounts. Press release Thoughts Small but useful change for many. Advertiser Disclosure: Some of the card links and…

New Ford Rewards Credit Card

Details Written by: RJ Ford has a relaunched their credit card. Previously issued by FNBO, this new version is issued by Comenity bank: Ford Rewards Annual fee: $0 Multipliers 16x Ford.com and Ford dealerships Card gives 6x, additional 10x Ford Rewards members 6x Grocery stores, gas stations, EV charging, auto insurance, tolls, and parking 2x…

New Robinhood Platinum Card

Details Written by: RJ Robinhood is launching a Platinum card. This is a cash back card loaded with coupons. Robinhood Platinum  Annual fee: $695 Multipliers 10x Hotels through Robinhood travel portal 5x Dining on the first $50,000 in spend per year 5x Flights through Robinhood travel portal 1x All other purchases Benefits $120 Global Entry/TSA…