Details
Written by: RJ
Citizens Bank has refreshed their credit card catalogue:
- Annual fee: $0
- Multipliers: N/A
- Benefits
- Credit builder card
- Annual fee: $0
- Multipliers: N/A
- Benefits
- Low Interest Rate: Enjoy our lowest annual percentage rate card.
- Balance Transfer Offer: Enjoy 0% intro APR on balance transfers for the first 18 billing cycles, thereafter 16.24% to 26.24% variable APR, based on creditworthiness.
- Lyft: Earn $5 in Lyft credit when you take three eligible rides in the same month.
- Peacock: Get $3 off Peacock Premium each month that you use your card to subscribe, and stay on top of the newest movies, shows and live sports.
- Instacart: Get two months of free deliveries with Instacart+ and $10 off your second order each month, and avoid the grocery store checkout lines.
- ShopRunner: With an online membership, unlock free two-day shipping and free returns at dozens of top stores.
- Annual fee: $0
- Multipliers
- 3x Dining & groceries
- 1.5x All purchases
- Benefits
- Lyft: Earn $5 in Lyft credit when you take three eligible rides in the same month.
- Peacock: Get $3 off Peacock Premium each month that you use your card to subscribe, and stay on top of the newest movies, shows and live sports.
- Instacart: Get two months of free deliveries with Instacart+ and $10 off your second order each month, and avoid the grocery store checkout lines.
- ShopRunner: With an online membership, unlock free two-day shipping and free returns at dozens of top stores.
Summit Reserve Elite World Mastercard
- Annual fee: $295
- Multipliers
- 3x Dining, groceries, & entertainment
- 1.5x All purchases
- Benefits
- Global Entry and TSA PreCheck®: Get a credit of up to $120 on Global Entry and TSA PreCheck every four years.
- Priority Pass™: Access 1,700+ airport lounges with a Priority Pass™ membership ($99 value) and get four free visits each year ($140 value).
- Annual Travel Credits: Earn up to $120 in annual statement credits when you charge $10 or more on eligible travel purchases.
- Lyft: Get a $10 statement credit ($120 annual value) each month you spend $25 or more on Lyft rides using your Summit Reserve card.
- Peacock: Get $3 off Peacock Premium or $5 off Peacock Premium Plus each month that you use your Summit Reserve card to subscribe, and stay on top of the newest movies, shows and live sports.
- Instacart: Get two months of free deliveries with Instacart+ and $10 off your second order each month, and avoid the grocery store checkout lines.
- ShopRunner: With an online membership, unlock free two-day shipping and free returns at dozens of top stores.
- Alo Moves: Unlock 50% off your Alo Moves membership when you use your Summit Reserve card. Upon signup, you’ll also receive 300 bonus points to Alo Access, Alo Yoga’s loyalty program.

Thoughts
Imagine doing a total product overhaul and coming up with these…