Offer Details
Written by: RJ
Requirements
- Open a new checking account
- Direct deposit $500 within 90 days of opening – $350
- Direct deposit $500 for 12 consecutive months following the month of the initial direct deposit – $100
- Direct deposit $500 for 24 consecutive months – $100
- Bonuses post 60 days after completion of the tier
Eligibility
- Nationwide
- Can’t currently have a checking account
- Can’t have received a checking bonus in the past
Fees
- Free checking is fee free
Account Closure
- No closure rule listed
Chex
- Yes
Valid through: 12/31/26
First reported by DoC

Thoughts
This is a commitment… that said, it’s not too bad. Especially the first direct deposit netting the $350.


Can I just take the first $350 and run? 🙂
I think so,
“The First Direct Deposit Bonus will be deposited to the checking account within sixty (60) calendar days following the initial Qualifying Direct Deposit. To receive an additional $100.00 bonus (the “Second Direct Deposit Bonus”), you must continue to have a Qualifying Direct Deposit post to the checking account for twelve (12) consecutive months following the month of the initial Qualifying Direct Deposit.”
The wording makes it seem optional.
“ Thank you for your interest in opening a FourLeaf account. After reviewing your application, we’re unable to open the account at this time. We appreciate your interest in banking with us.”