Offer Details
Written by: RJ
Requirements
- Open a new checking account *Hard pull*
- Complete two direct deposit of $500 each within 60 days of opening
- Bonus posts within 14 days of completion
Eligibility
- MI, FL
- Nationwide with $5 donation to ALS Foundation (noted on application)
- Can’t have had an account in the past 180 days
Fees
- Max checking is fee free
Account Closure
- Keep account open 90 days
Chex
- Yes
Valid through: 7/31/26

Thoughts
I was denied likely for chex. The hard pull well deter most. Benefit here would be access to the referral program. I believe it caps at $500/year.


YMMV…
Lake Michigan Credit Union ($250 via referral) was the easiest account I have opened in a while. Approved online OOS, funded with CC ($500), provided referral link to share, and completed set up for online banking in less than 10 minutes. No chex. No credit pull.
How long did it take for the bonus to payout?
I just got approved as well the online application was fairly easy to do. They must not be Chex sensitive anymore. No joke I really got in.
Can you use my referral link https://refer.lmcu.org/jklipper!b3d2da5c13!a
I have been approved would you like to use my referral link to your channel? Clayton has showed me how much a big fan he is of yours and I am on the same bandwagon now 🙂
Is it 50$ or $110.00?
$110
I’m stoked One Life. And I’m doing one direct deposit of $500. Then a second of $20. That will work then I get the $110 bonus 14 days after the second direct deposit?