Details
Written by: RJ
Elan Credit Card; a US Bank company that issues and manages credit cards for smaller banks and credit unions is out with a new Visa infinite card.
- Annual fee: $390
- Multipliers
- 6x Travel via the travel portal
- 2x All purchases
- Benefits
- $100 Travel credit
- Priority Pass membership
- TSA Pre/Global Entry
- $240 in credits for entertainment, streaming, sports/fitness, & personal care
- $5/month for each category
- $60 Wine Pass credit
Intro offer: Spend $4,500 in the first 90 days for 50k points ($500)
This will be available at banks/credit unions that use Elan as their credit card partner.
Thoughts
Someone found a way to be more petty with credits than American Express… overall the card isn’t awful but the fee seems too high. Especially going into year two.
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Editorial Note:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.
Point number four noted and agreed with in your thoughts on this card.
@ $5 x 4 (Four categories) to get = to $20 a month to use up $240 in credits a years is just to get you to overspend by insuring 48 purchases at a minimum to max it out. Your one of the few credit card Youtuber that would say it too!
Haha. I think we go too far with the “effective annual fee” argument. The CSR’s travel credit, sure. Everything else becomes a bit of a hassle.