Details
Written by: RJ
Synchrony Bank has published details of the Virgin Red card. There’s currently a waitlist for those interested.
- Annual fee: $99
- Multipliers
- 3x Virgin Atlantic, Virgin Hotels, and Virgin Voyages
- 2x Dining, groceries, streaming, & EV Charging
- 1x All purchases
- Benefits
- Spend $15k in a calendar year to pick one perk below. Spend $30k and pick two
- Flying Club reward voucher for a companion seat or cabin upgrade
- One free night stay or hotel suite upgrade at Virgin Hotels
- Up to $300 Bar Tab credit or Blue Extras perks package on Virgin Voyages
- Spend $15k in a calendar year to pick one perk below. Spend $30k and pick two
Intro offer: Earn 40k Virgin points when you spend $3k in the first 90 days.

Thoughts
The annual fee kills it. All the perks that could off set the fee are missing or locked behind heavy spend requirements.

With over 15 years of experience in financial services and more than 5 years creating financial content on YouTube, RJ is the creator behind RJ Financial, Run on the Bank, and Profitable Content.
A self-proclaimed credit card degenerate, he covers credit card rewards, bank promotions, welcome bonuses, and the latest financial news. His approach is simple: cut through the marketing hype, highlight profitable opportunities, and help readers make the banks’ money their money.

