Offer Details
Written by: RJ
Requirements
- Open a new checking account
- Spend $300 per month for the debit card for the first 12 months
- Earn $25 for each month completed
- Keep a balance greater than $0
- Open a Goals account within 30 days of opening checking account – $10
Eligibility
- Nationwide
- New customers
Fees
- Both accounts are fee free
Account Closure
- No rule listed
Chex
- No
Valid through: 12/31/26 or the first 7k customers

Thoughts
It’s a commitment but easy enough. There’s a rule about having one monetary non fee transaction per month to call the account active. I would say transferring in the $300 each month prior to spending it would cover this.

With over 15 years of experience in financial services and more than 5 years creating financial content on YouTube, RJ is the creator behind RJ Financial, Run on the Bank, and Profitable Content.
A self-proclaimed credit card degenerate, he covers credit card rewards, bank promotions, welcome bonuses, and the latest financial news. His approach is simple: cut through the marketing hype, highlight profitable opportunities, and help readers make the banks’ money their money.

