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Written by: RJ
SoFi has changed their membership requires. To be a SoFi Plus member it’s not $10/month. Previously, this could be waived with a direct deposit. That is no longer the case.
Existing members will get an extension through March 2026
“Between 12/9/25–3/30/26, members with Eligible Direct Deposit or Qualifying Deposits will receive complimentary access to SoFi Plus.”
SoFi Plus will also be required to get the 2.2x on the credit card. Previously this could be done with direct deposit.
Thoughts
Don’t see enough here for the $10 fee.
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Editorial Note:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.
With over 15 years of experience in financial services and more than 5 years creating financial content on YouTube, RJ is the creator behind RJ Financial, Run on the Bank, and Profitable Content.
A self-proclaimed credit card degenerate, he covers credit card rewards, bank promotions, welcome bonuses, and the latest financial news. His approach is simple: cut through the marketing hype, highlight profitable opportunities, and help readers make the banks’ money their money.