Offer Details
Written by: RJ
Requirements
- Open a new Spruce checking account
- Direct deposit $200 within 45 days of opening
- Activate debit card
- Bonus posts within 7 days of completion
Eligibility
- Nationwide – excluding Washington state
- New customers (seems churnable)
Fees
- Spruce checking is fee free
Account Closure
- No rule listed
Chex
- No
*Note – the links seem to display expired if clicked quickly in succession. It then resets and opens the promo page. Posting multiple links here to give options*
Valid through: 4/15/26
Thoughts
I’m told this is chrunable. Also have one data point of using same day ACH from Chase to Spruce and being paid instantly.
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Editorial Note:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.
Bit sad that it expires so soon so couldn’t find too many DPs on what counts as a direct deposit nor could I risk to test. Just set up a real one myself, curious how RJ manages ones like this since he smokes my like $4k a year I try and get on these things. Unironically dump a reply if you know what video he goes over that in.
Anyways, here’s a link if you want to toss this random Zach with an H $100.
https://k10iq.app.link/invite/uVW2IZ4cKbbSugJ94vmZNMPk
Super easy bonus. Heres mine
https://k10iq.app.link/invite/hahk0x85I8Y97AvnoIo2vZq9
You have until April 15 – much appreciated: https://k10iq.app.link/invite/XPVGlCfSp9ugu07ffEBS9JEJ
Is this one easy to sign up for and do you get the account and routing numbers after getting approved?
Here is my referral link https://k10iq.app.link/invite/SLwOxEhxDiJaBRr24HuwLxeG