Offer Details
Written by: RJ
Requirements
- Open a new Step checking account – see notes section below
- Single direct deposit of $150 within 30 days of opening
- Bonus posts within 30 days of completion
Eligibility
- Nationwide
- New customers only
Fees
- Step checking is fee fee
Account Closure
- No rule listed
Chex
- No
*Notes*
- This has become a misleading bonus. The card is a credit builder card of sorts. Once used (which is a requirement) Step reports it to the credit agencies. This would likely count as a 5/24 slot. I’ve seen the note from customer service on this complements of a channel member.
Valid through: 10/31/24
Thoughts
I did this back when it was a dollar… silly me lol.
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With over 15 years of experience in financial services and more than 5 years creating financial content on YouTube, RJ is the creator behind RJ Financial, Run on the Bank, and Profitable Content.
A self-proclaimed credit card degenerate, he covers credit card rewards, bank promotions, welcome bonuses, and the latest financial news. His approach is simple: cut through the marketing hype, highlight profitable opportunities, and help readers make the banks’ money their money.
I just read in some DoC comments that this accounts reports as a tradeline; i.e. it will count against your Chase 5/24 status. One user said this account is more of a secured credit card than a checking account. I was about to sign up for this before I found this out. Chase slots are worth around $1000 to me and am currently gardening my Chase 5/24 status; so I’ll be skipping this one unfortunately.
Any specific amount to direct deposit for the bonus?