Offer Details
Written by: RJ
Requirements
- Open a new Heritage or Capitol checking + debit card – $150
- Activate debit card within 30 days
- Direct deposit $500 within 60 days of opening – $150
- Transfer $5k from an external institution to a Congressional savings account – $100
- Bonuses post 90 days after completion
Eligibility
- Nationwide via joining Friends of the National Arboretum at no cost
Fees
- Heritage checking – $6/monthly fee is waived with
- 25 debit swipes per month totaling $250
- Savings account is fee free
- Fee schedule
Account Closure
- No rule listed
Chex
- Yes
Valid through: 7/31/26

Thoughts
Annoying part here is avoiding the fees. That’s a lot of debit card swipes to do for 90-120 days. Everything else is fairly easy and worth considering.


“Thank you for choosing Congressional Federal Credit Union!
Your membership application is being processed. A representative will contact you if additional information is needed.
”
did you get approved?
I did not they use Chex and EWS