Offer Details
Written by: RJ
Requirements
- Open a new Checking account using the referral link
- Activate the debit card
- Direct deposit $200 within 45 days of account opening
Eligibility
- Nationwide
- New customers only
Fees
- No account fees
Account Closure
- No closure rules listed
No end date listed
Thoughts
One of the best bonuses to get started with. Previously you could do an ACH from an existing bank account and Chime would count that as a direct deposit. I’ve heard this doesn’t work as easy now. Good news is Chime pays quickly so you can test it a with a few different accounts if you wanted before falling back to a legit direct deposit.
Also a good account to leave open as you get 10 referrals a year that caps at $1k/year in earnings.
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Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.
RJ, hope the referral link is current. Cause I am going to use it 😉
Chime missed the bonus so I called for support. I was referred by Jerman so I need his email to get the $100. Can you connect me?
Just did this today. They did accept wise as a direct deposit and sent me a notification immediately. To confirm I do need to activate my debit card to get the bonus. Now I just have to wait 2 weeks for Chime to mail me their key to $100.
Should I leave the money from my “direct deposit” in my chime account until I activate my debit card and get the bonus?
I’ve already churned this offer a year ago, wonder if I can hit it again?
Used above referral link, Chime will not pay unless I have your actual email address from the link? can you send? thanks
Send me an email. It’s under the contacts page or on my YouTube homepage. We can get this taken care of.
Is Chime going to always be promoting the $100 for sign up and $100 per referral up to $1000? Wondering also if the option of closing your account and renewing it is an option to receive that new member bonus again. If so, would you suggest waiting for a year before doing that to try to get those referral bonuses?
It’s usually $100/$100. It may have dropped on occasion but overall pretty consistent. It’s supposed to be once per lifetime. They can tell by SSN. I haven’t personally churned it.
***Through 5/23/23 the existing member gets $175
RJ please elaborate on this.
If you refer someone you get $175 (normally $100) The new customer gets $100.
I guess it is account specific, my referral page still shows $100 each.
Mine does too. I had a channel member with the elevated offer so I bumped this one, hoping he could cash in.
RJ “Terms and Conditions:” has the following, does it mean there is no promo now?
(3) Referred opened a new Account between January 1, 2022 and December 31, 2022;
Since they run the same promo all the time I don’t think they got around to updating the date range. My referral tracker rest on January 1st, still shows the $100/$100, and to boost I did have one person complete this and get paid this month. Apologies for the confusion, I should have noted that. Feel free to hold off until Chime updates the dates.
My question is which bank account transfers count as a Ach direct deposit Transfer in chime bank account can you give me some example bank account that works in Oct 2023 please ?
Awhile back Chime was taking any ACH and counting it as a DD. I think they’ve gotten more strict. This may be what your looking for: https://youtu.be/HnWCXIWBGXI
RJ – Do you know if this pulls Chexsystems, soft pull or hard pull for any of the 3?
On a side note, the “Save my name, email and website” checkbox doesn’t work for me.
I didn’t see Chime on my Chex report both times I’ve gotten a copy. The Neo Banks usually don’t pull Chex. No hard pulls on credit either. And thanks, I’ll look into the email/profile thing.