Offer Details
Written by: RJ
Requirements
- Open a Total Access Checking – $300
- Direct deposit $500 for two consecutive months after the first calendar month your account is open
- Setup online banking
- Enroll in e-statements
- Open a Total Access Checking – $500
- Direct deposit $2k for two consecutive months after the first calendar month your account is open
- Setup online banking
- Enroll in e-statements
- Open a savings account – $200
- Deposit $15k for three months after the first month the account is open
Eligibility
- IL, FL, IN, MI, WI
- Can’t have had an account within the last 24 months
Fees
- Total Access checking is fee free
- Statement savings – $5 monthly fee
- Waived with $200 balance
Account Closure: No early closure rules
Expires: 11/9/27
First reported by DoC
Thoughts
The $15k for the savings account isn’t fun but if you look at this on the whole then it’s likely worth the effort.
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Editorial Note:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.
With over 15 years of experience in financial services and more than 5 years creating financial content on YouTube, RJ is the creator behind RJ Financial, Run on the Bank, and Profitable Content.
A self-proclaimed credit card degenerate, he covers credit card rewards, bank promotions, welcome bonuses, and the latest financial news. His approach is simple: cut through the marketing hype, highlight profitable opportunities, and help readers make the banks’ money their money.
They are picky on location, I’m in illinois but too far from a branch so the website wouldn’t let me apply.
How do you get the bonus in Michigan? I tried and tried to enter in a Michigan Zip code and it transfered me to the Macatawa bank which I cannot seem to get the offer to appear for. Any suggestions?
Went in branch and applied, did have to jump through a few hops as I had an OOS ID and the banker had to call support to see if I qualify for the bonus. They had all of my info submitted and I got a dreaded in review screen and the banker needs a bank manager to approve the application. Do we know if they are Chex sensitive? Have a feeling they might be…
Yep 100% denied due to Chex…