Offer Details
Written by: RJ
Requirements
- Open a new savings account
- Deposit $20k by 1/30/36
- Maintain balance for 60 days
- Bonus posts within 45 days of completion
Eligibility
- Nationwide
- New and existing customers
- In addition to the other requirements for the bonus offer, existing Live Oak Bank customers must maintain their existing account balances (not including interest accrued but not credited to the account) at or above the end-of-day balance as of January 4, 2026 at 11:59:59 p.m. ET across their existing personal savings in order to be eligible for the bonus offer.
Fees
- Savings account is fee free
Account Closure
- No rule listed
Chex
- No
Valid through: 1/31/26
Thoughts
We’ve seen these guys a few times. Very nice of them to allow new and existing customers. At the time of positing this account has 4% APY to boot.
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Editorial Note:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.
“Deposit $20k by 1/30/36” – should be 1/30/26