Offer Details
Written by: RJ
US Bank has launched two new business credit cards:
- Annual fee: $0
- Multipliers (Increases based on deposit balance in a US Bank business checking account)
- $0 = 2x
- $10k = 2.5x capped at $10k/month in spend
- Intro offer – Earn $500 with $5k in spend within 150 days of opening
US Bank Business Essentials Plus
- Annual fee: $295
- Multipliers (Multiplier increases based on deposit balance in a US Bank business checking account) 2.5x+ tiers capped at $200k/year in spend
- $0 = 2x
- $15k = 2.5x
- $75k = 3x
- $150k = 3.5x
- Intro offer – Earn $1k with $15k in spend within the first 150 days of opening
Qualified business checking accounts
Business Essentials is the easiest to hold as it has no maintenance fees. All accounts earn 0% APY. There’s also US Bank – $1,200 Business Checking Bonus & US Bank & State Farm – $1,500 Business Checking Bonus for State Farm customers.
Thoughts
It’s like Smartly for business. Also nice to see another business card coming in at a base 2x back. The spend boosts could be interesting for some. The lack of interest hurts in an environment of increased rates.
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Editorial Note:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.
With over 15 years of experience in financial services and more than 5 years creating financial content on YouTube, RJ is the creator behind RJ Financial, Run on the Bank, and Profitable Content.
A self-proclaimed credit card degenerate, he covers credit card rewards, bank promotions, welcome bonuses, and the latest financial news. His approach is simple: cut through the marketing hype, highlight profitable opportunities, and help readers make the banks’ money their money.