Offer Details
Written by: RJ
US Bank has launched two new business credit cards:
- Annual fee: $0
- Multipliers (Increases based on deposit balance in a US Bank business checking account)
- $0 = 2x
- $10k = 2.5x
- Intro offer – Earn $500 with $5k in spend within 150 days of opening
US Bank Business Essentials Plus
- Annual fee: $295
- Multipliers (Multiplier increases based on deposit balance in a US Bank business checking account)
- $0 = 2x
- $15k = 2.5x
- $75k = 3x
- $150k = 3.5x
- Intro offer – Earn $1k with $15k in spend within the first 150 days of opening
Qualified business checking accounts
Business Essentials is the easiest to hold as it has no maintenance fees. All accounts earn 0% APY. There’s also US Bank – $1,500 Business Checking Bonus for State Farm customers.

Thoughts
It’s like Smartly for business. Also nice to see another business card coming in at a base 2x back. The spend boosts could be interesting for some. The lack of interest hurts in an environment of increased rates.

