Offer Details
Written by: RJ
Requirements
- Open a new Smartly Checking account (Promo code 2024APR)
- Direct deposit $3k within 90 days of opening – $100
- Direct deposit $5k within 90 days of opening – $300
- Direct deposit $10k within 90 days of opening – $500
- Open a new Standard Savings account (Promo code 2024APR)
- Deposit $15k by 6/17/24 – $200
- Maintain balance until 10/31/24
Eligibility
- Nationwide
- Either have a US Bank branch in your State or be an existing customer (get a credit card)
- Checking
- Can’t have had an account in the past 24 months
- Savings
- Can’t have had an account in the past 6 months
- Can’t have received a bonus in the past 12 months
Fees
- Smartly checking – $6.95/monthly fee is avoidable with one of the following:
- Average account balance of $1,500 or greater
- Have an open qualifying U.S. Bank consumer credit card
- Combined monthly direct deposits totaling $1k
- Standard savings – $4/monthly fee is avoidable with one of the following:
- Maintain a $300 minimum daily balance
- Have a $1,000 average monthly collected balance
- Hold the account with an individual age 12 and under
Account Closure
- No rule listed
Chex
- No
Valid through: 6/27/24
First reported by DoC
Thoughts
Not the best offer. US Bank has a $600 checking offer and the savings is a lot for a little payout. Given this is a 24 month churn, I’d wait to see if we get anything better.
Not sure if this is listed, but there is a current offer that is for a limited time to get about the same bonus offer for less work. I’ve put the link for the offer that you can actually find searching US Banks website. I’ve also copied over some details. This offer ends soon so hurry.
https://www.usbank.com/splash/checking/q1-2024-mar-digital-checking-offer.html?c3ch=CONSHP&c3nid=PB_67218&icid=PB_67218
Earn your bonus.
Open your checking account online using the Apply button on this page by April 3 with an opening deposit of $25. Then, within 90 days of account opening, enroll in the U.S. Bank Mobile App or online banking and make at least two direct deposits.
Earn $200 when the combined total of your direct deposits is between $3,000 and $4,999.99.
Earn $400 when the combined total of your direct deposits is $5,000 or more.
Use the Apply buttons above and we’ll enter the promo code for you. If you apply for your checking account from a different page, you’ll need to manually enter this promo code to your account application: 24WEB03.
Note: You must open your account online with the promo code to participate in this offer.
Has anyone been successful with completing the DD requirements by transferring funds via Fidelity Cash management account?
Follow up: Fidelity CMA did work to receive direct deposit bonus. 500 Bonus posted 3 weeks after meeting requirements.