Offer Details
Written by: RJ
Requirements
- Open a new Premium Rewards checking account – $300
- Deposit $1k within 60 days of opening
- Complete 1 debit card transaction within 60 days of opening
- Open an Essential checking account – $150
- Deposit $500 within 60 days of opening
- Complete 1 debit card transaction within 60 days of opening
Eligibility
- AZ – Membership
- In branch Only
- Can’t have been a member in the past 6 months
Fees
- Premium Rewards checking – $12 monthly fee waived with one of the below:
- $3k balance
- $750/month direct deposit
- Essential checking – fee free
Account Closure
- Keep account open for 6 months
Chex
- Likely, maybe easier as it’s in branch
Valid through: 10/31/24
First reported by DoC

Thoughts
Fees on the Premium checking are annoying. There’s a term for account conversions not being eligible. Likely meaning you can’t swap accounts to become eligible. Meaning, you can likely downgrade from Premium after the bonus posts. Didn’t see a ETA for payment listed.

With over 15 years of experience in financial services and more than 5 years creating financial content on YouTube, RJ is the creator behind RJ Financial, Run on the Bank, and Profitable Content.
A self-proclaimed credit card degenerate, he covers credit card rewards, bank promotions, welcome bonuses, and the latest financial news. His approach is simple: cut through the marketing hype, highlight profitable opportunities, and help readers make the banks’ money their money.


Got approved easily a few months ago with a lot of Chex. Their terms are harder now though.
Denied in-branch for Chex