CFPB Removes Medical Debt From Credit Reports

Details Written by: RJ The CFPB has implemented a rule that will remove medical debt from credit reports:   WASHINGTON, D.C. – Today, the Consumer Financial Protection Bureau (CFPB) finalized a rule that will remove an estimated $49 billion in medical bills from the credit reports of about 15 million Americans. The CFPB’s action will…

CFPB And Rewards Devaluations

Details Written by: RJ The CFBP has an interesting article about the devaluation of rewards points. Today’s circular warns that companies may violate federal law when they: Devalue earned rewards: Consumers make decisions on whether to open or use a credit card based on the value of card benefits and rewards conveyed by a company’s…

Chase Freedom Q1 2025 5x Categories

Details Written by: RJ Chase Q1 2025 5x categories: Norwegian Cruise Lines Grocery Stores (excluding Walmart and Target) Fitness Clubs & Gym Memberships Hair, Nails & Spa Services For the 15th anniversary of the Freedom card Chase is adding bonus categories each quarter: Valid 3/1/25 – 3/31/25. The $1,500 cap still applies Insurance payments Tax…