Chase Freedom Flex Q4 2024 5x Categories

Details Written by: RJ Chase has announced the Q4 2024 5x categories for the Freedom & Freedom Flex: PayPal McDonalds Pet shops and vet services Select charities Thoughts PayPal is nice. McDonalds isn’t awful as it should be 7x for Freedom Flex cards. Counting the 3x dining multiplier. (Only awarded 1 point for the purchase…

Discover Q4 2024 5x Categories

Details Written by: RJ Discover has released the Q4 2024 5x categories. These were being announced at the start of the third month in the quarter. Now being pushed back to line up with when Chase announces the Freedom categories. Amazon.com Target Thoughts How useful will depend on the other cards one has. I don’t…

Amex Updates Uber Credit Terms

Details Written by: RJ American Express is sending out notices regrading use of the Uber credits. Starting 11/8/24, the user must also select the American Express card as the payment for to use the credit.   Credit r/Amex Thoughts The move makes sense, as many would use the credit then charge any additional fees to…

Kirkpatrick Bank – $300 Checking Bonus

Offer Details Written by: RJ Requirements Open a new checking account $50 opening deposit Complete one of the below $500 direct deposit 30 debit card transactions *Multiple swipes for the same purchase amount or at the same merchant in succession do not qualify for eligible debit card purchase transactions* Bonus posts 15 days from completion…

Goldman Sachs Sells GM Card Portfolio

Details Written by: RJ Goldman Sachs is selling the GM credit card program to Barclays. Goldman Sachs is likely to get less than the outstanding balances after having paid a premium to acquire them. The card partnership has about $2 billion in balances, the report said. A spokesperson for Goldman declined to comment when reached…

BMO Bank – $400 Checking Bonus

Offer Details Written by: RJ Requirements Open a Smart Advantage checking Direct deposit $4k within the first 90 days of opening Bonus posts 100 days after completion Eligibility Nationwide Checking: Can’t have had a checking account in the past 12 months Fees Smart Advantage checking – No monthly fee Relationship checking – $25 monthly fee…

Opto – $300 Brokerage Bonus

Offer Details Written by: RJ Requirements *Updated 9/10/24* Open a new brokerage account Deposit the following amounts and maintain balance for 120 days $2k = $50 $6k = $150 $25k = $300 Must invest 80% of the deposit by day 150 Eligibility Nationwide The Eligibility Criteria for the Offer are as follows: (a) The Customer currently…

Step – $25 Checking Bonus

Offer Details Written by: RJ Requirements Open a new Step checking account – see notes section below Single direct deposit of $150 within 30 days of opening Bonus posts within 30 days of completion Eligibility Nationwide New customers only Fees Step checking is fee fee Account Closure No rule listed Chex No *Notes* This has…