Details
Written by: RJ
Potential variations of the new Bilt Rewards cards have leaked:
Blue Card
- Annual fee: $0
- Welcome Bonus: $100 Bilt Cash
- Multipliers:
- 1x All purchases including rent and mortgage payments
- 4x Bilt Cash on all regular spend (non rent/mortgage)
- Benefits
- No foreign transaction fees
- Intro offer: $100 Bilt cash

Obsidian (card design above, credit DoC)
- Annual fee: $95
- Multipliers:
- 3x Dining or Grocery (up to $25,000 per year)
- 2x Travel
- 1x Rent payment
- 4x Bilt Cash on all regular spend (non rent/mortgage)
- Benefits
- $100 Bilt Travel Hotel credit (two $50 credits for the two halves of the year)
- Cellular Telephone Protection
- No foreign transaction fees
- Intro offer: $200 Bilt cash
Palladium
- Annual fee: $495
- Multipliers:
- 2x All purchases
- 1x Rent payment
- 4x Bilt Cash on all regular spend (non rent/mortgage)
- Benefits
- $400 Bilt Travel Hotel credit ($200 semi annually)
- $200 Bilt Cash credit each year as an annual benefit
- Priority Pass
- No foreign transaction fees
- Intro offer:
- $300 Bilt Cash
- 50k points bonus after $4k spend
- Gold status
Note – in the reddit thread below two sets of cards have been identified.

Thoughts
It looks like Bilt will be passing on the processing fee for rent/mortgage payments to the cardholder. Bilt cash can be used to cover the cost, likely 3$ of the transaction. Bilt cash will be earned on regular spend, encouraging card use on non rent/mortgage payments.

