Details
Written by: RJ
BILT has posted details on BILT 2.0:
Today we’re delivering the first bit of news that you’ve all been waiting for: Bilt Card 2.0 launches February 7th, 2026. All Bilt cardholders will be receiving an email from Bilt today with all of the below details. Here’s everything to know right now:
As we prepare for this transition, applications will no longer be accepted for the Wells Fargo Bilt Mastercard. In early January, we’ll be hosting a special event where we’ll reveal the details of our three new cards. After the announcement, current cardholders will be able to select which card is right for you (subject to soft-credit pull approval), and we’ll deliver it to your door for the February 7th launch—so you’re ready to go from day one.
The change to Bilt Card 2.0 will be a seamless transition:
When you select your new Bilt Card 2.0, everything transitions seamlessly on February 7th:
- Your card number stays the same – All your major subscriptions, autopay, and saved payment methods stay the same, and everything in the Bilt app transitions over with no action needed from you
- Digital wallets auto-update – Your Apple Pay and Google Pay will automatically refresh with your new card
- No hard credit inquiry– Select from three new cards with no hard inquiry on your credit report
- Earn points on mortgages – In addition to points on rent, your new Bilt Card 2.0 will let you earn points on eligible mortgage payments, regardless of who holds your mortgage
What happens to your Wells Fargo Bilt Mastercard?
You can continue using your current Wells Fargo Bilt Mastercard through February 6th, 2026. Your points and Bilt membership remain exactly the same.
If you choose to transition to the new Bilt Card 2.0, you’ll be able to transfer any balance from your old Wells Fargo account. You may also close down your Wells Fargo account. If you choose to keep your Wells Fargo account open, the old account will become an Autograph Visa card with a different card number.
What’s next?
There’s nothing you need to do right now. Keep using your card as usual, and we’ll guide you through every step of the transition.
Want to be the first to know when we drop the full details? Sign up at bilt.com/card for early access.
As always, let me know any questions as I’ll be monitoring this thread throughout the day and I’m happy to answer anything I can. Exciting stuff! – Kerr, Bilt
Thoughts
Worth noting that the new BILT card will be a new account (not a new credit pull) this seems like it would impact 5/24 statuses. Also interested to see how the mortgage points work out.
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