Offer Details
Written by: RJ
Requirements
- Open a new business checking account
- Spend $10k on the debit card
- Bonus posts within 60 days of completion
Referral – There’s a $40 referral that may be stackable (it was last time)
- Deposit $100 within 30 days of opening and maintain the balance for 30 days
Eligibility
- Nationwide
- New accounts only
- Not clear if they mean customer or literally open a new account
- This offer is valid only for the first-time use of a debit card on new Novo accounts.
Fees
- Novo business checking is fee free
Account Closure
- No rule listed
Chex
- No
Valid through: No end date listed
Referral code: RyanJohnson12
First reported by DoC

Thoughts
There’s no date range listed for the spend. Makes this a 5% debit card, not awful with summer property taxes comes up soon.


After meeting all of their requirements for this promotional offer, this was their response to me, when I inquired about receiving my $300.00 Bonus: “Novo Support Team, Thank you for getting back Marcelo, I regret to inform you that your Account is not qualified on the promo. The promo offer is disabled on February 24, 2025 and added back on May 02, 2025. And your Account start on April 4, 2025, During this time the promo offer is end that’s why you Account is not qualified on the promo offer. I apologize for any inconvenience here. I know this probably is not the answer you were hoping for, I will make sure your feedback is shared with the team. Please let me know if you have any questions.”
I don’t understand the Stackable Bonuses. If there is a Stackable Bonus, do we click on the Referral Bonus Link to open the account, or do we click on the Direct Offer Link to open the account? Obviously, nobody is going to want to take the $40 Stackable Bonus and exclude themselves from getting the $300 Bonus.
How do you stack offers? I got in on the $300 Bonus, how do I also get the $40 Bonus?
Getting about a 23.7% effective APY on this deal. Pretty nice.
https://cashbackcow.io/calculators/effective-apy-calculator/?invest=5000&sub=300&daysreq=90&daysbuf=10&fees=0&interest=0
I applied for this one as a sole prop using an EIN, application pending. We shall see
Can you reside in CA and get the offer?
says it is nationwide
denied as they said I was risky