Offer Details
Written by: RJ
Requirements
- Open a new checking account – AZ $350/OK $300.
- Direct deposit $1k within 90 days of opening.
- Bonus pays within 30 days of completing the requirements.
Eligibility
- AZ, OK
- One per household
- Can’t have close an account within the past year.
Fees
- Live Free checking is fee free.
Account Closure
- Keep account open for 90 days.
Direct offer link – AZ
Direct offer link – OK
Valid through 12/31/24

Thoughts
Checking bonus is easy enough. The savings account is at 3.25% APY for balances of $10k+ at the time of writing. If you look hard enough, you can do much better on the APY. Savings may be a pass for most due to this.


“ Offer not available to existing MidFirst Bank consumer checking customers or those whose MidFirst accounts have been closed during the current or previous calendar year or previously closed at any time with a negative balance.” This seems churnable but more then 12 months can’t be this calendar or last calendar year
Fairly easy bonus and pays quick. I actually like this bank and plan on keeping it. I don’t think they’re that Chex sensitive.