Offer Details
Written by: RJ
Requirements
- Open a new Liv checking account
- $50 opening deposit
- Keep account open for 90 days
- Bonus posts within 30 days of completion
Eligibility
- AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, LA, MA, MD, ME, MI, MN, MO, MS. MT, NC, ND, NE, NH, NM, NV, OK, OR, RI, SC, SD, TN, UT, VA, VT, WA, WI, WV, WY
- Can’t be a current customer
Fees
- Liv Simply checking is fee free with e-statements
Account Closure
- Keep account open 6 months.
Chex
- Yes
Click ‘How It Works’ below the big blue ‘Get Started’ button. Click back arrow, Enter Email, and follow steps.
Valid through: No end date listed

Thoughts
Midland has ran a $250 promo in the past. It did require a direct deposit.

It’s been well over 94 days now since I opened the account with $50. I transferred out $45. When will I get the $50 bonus at day 120? Also, I got a speaker in the mail from them.
I just received a $25 egift card from them. Did the bonus get lowered?
Yes, looks like they changed the offer on the site $25 gift card when you open the account and another $50 if a referral signs up
Looks like they’ve started a short-term referral program, $50 per referral up to $500 running through September 30, it’s a referral code you have to enter at signup. Don’t remember from signing up whether there’s only 1 promo/referral field to do either a referral or the current promo in.
U.S. Address – Online account opening is currently not available for residents of the following states: AZ, CA, CO, KS, KY, LA, NJ, NY, OH, OK, OR, PA, TX, FL.
Going through account application 7/15/2024. The following states are currently restricted from online account opening: AZ; CA; CO; FL; KS; KY; LA; NJ; NY; OH; OK; OR; PA; TX
No waiting period for the churn?… wow…
Oops, nope… only one every two years according to
https://www.midlandsb.com/oao-check250-TIS
Hey RJ, is “current customer” the only criteria for repeat churning? I just closed down my Midland account after getting a bonus back in February so this will be a quick churn if it goes through! Good stuff 👍
Nope… https://www.midlandsb.com/oao-check250-TIS
Update:
The following states are currently restricted from online account opening: CA; KY; NJ; NY; OH; PA; TX
Good eye. Updated, thank you