Chase Freedom Q1 2026 5x Categories

Details Written by: RJ Chase Q1 2026 5x categories for the Freedom and Freedom Flex: Dining Norwegian Cruise Line American Heart Association Categories will need to be activated on each Freedom/Flex card. Spend cap is $1,500 in combined category purchases. Thoughts Dining on the Freedom Flex is nice as it’ll stack with the base 3x…

Mesa Credit Card Shuts Down

Details Written by: RJ Mesa credit card has been shutdown. Emails have been sent to cardholders: We are reaching out today to share the unfortunate news that, effective immediately, your Mesa Homeowners Card account will be closed. As such, your credit card will be deactivated and you will not be able to make any new…

SoFi Plus Updates Membership Fee

Details Written by: RJ SoFi has changed their membership requires. To be a SoFi Plus member it’s not $10/month. Previously, this could be waived with a direct deposit. That is no longer the case. Existing members will get an extension through March 2026 “Between 12/9/25–3/30/26, members with Eligible Direct Deposit or Qualifying Deposits will receive…

New SoFi Smart Card

Details Written by: RJ SoFi has a new credit card coming soon for SoFi Plus members. Here’s what we know so far: SoFi Smart Card Annual fee: $0 (Requires SoFi Plus $10/month) Multipliers 5x Grocery stores Thoughts If you’re already into SoFi plus, I suppose this could make sense. For everyone else, AAA daily advantage…

Klarna Launches Rewards Program

Details Written by: RJ The buy now, pay later service Klarna has a new rewards program: The U.S. debut offers an alternative to the traditional credit card model. While credit cards have long provided rewards and benefits, they’ve also contributed to roughly $1,000 in household fees in 2024, with total U.S. credit card debt of…

Discover Q1 2026 5x Categories

Details Written by: RJ Discover Q1 2026 5x categories: Grocery stores Wholesale clubs Select streaming services Thoughts Grocery stores are always a winner. Wholesale clubs is also nice minus the Costco faithful. Advertiser Disclosure: Some of the card links and products that appear on this website are from companies which RJ Financial/Profitable Content may receive…

Gemini Adds New Business Crypto Card

Details Written by: RJ Gemini has added a new business card to the catalogue Gemini American Business Card Annual fee: $0 Multipliers 1.5x All purchases Intro offer: $500 in crypto with $6k in spend within the first 90 days Notes Available to sole proprietors to start, sign up today for early access for LLC’s &…

Chase Adds Churning Rules To Ink Cards

Details Written by: RJ Chase continues its crackdown on Ink intro offers. This time adding in restrictive language for repeat customers. The new cardmember bonus may not be available to you if you have ever had this card or any other Chase for Business card without an annual fee. We may also consider factors pertinent…