Sapphire Reserve Improves Travel Credits

Details Written by: RJ Chase has improved a few credits for the new Sapphire Reserve personal and business cards: $500 credit for stays with The Edit Get up to $250 in statement credits through December for prepaid bookings made with The Edit. Starting January 1, 2026, enjoy up to $500 in automatic statement credits annually…

Alliant’s 2.5x Card Reduced to 1.5x

Details Written by: RJ Alliant Credit Union is cutting their Cash Back Rewards card from 2.5x down to 1.5x. This will go into effect 11/1/25. First reported by r/creditcards Thoughts Originally Alliant was adding a $10k cap to monthly spend. Then the rewards would drop to 1.6x. Looks like that was never implemented, instead opting…

Chase Freedom Flex Q4 5x Categories

Details Written by: RJ Chase Freedom & Freedom Flex Q5 5x categories Department stores Old Navy Chase Travel PayPal – December only Thoughts PayPal in December is likely the move for most folks. Advertiser Disclosure: Some of the card links and products that appear on this website are from companies which RJ Financial/Profitable Content may…

Discover Q4 5x Categories

Details Written by: RJ Discover 2025 Q4 categories: Amazon.com Drug stores Calendar Thoughts No strong opinions here. Good enough as far as categories go. Advertiser Disclosure: Some of the card links and products that appear on this website are from companies which RJ Financial/Profitable Content may receive compensation when you click on links to those…

Walmart OnePay Cash Rewards Credit Card

Details Written by: RJ Walmart has launched their new credit card in partnership with OnePay OnePay Cash Rewards card Annual fee: $0 Multipliers 5x Walmart (Walmart+ members) 3x Walmart (Non members) 1.5x All purchases Intro offer – $35 back with $75 in spend within the first 30 days Thoughts Walmart+ is $100/year. Easy choice for…

BMO Bank New Escape Business Credit Card

Details Written by: RJ BMO bank has launched a new business card. Available in branch only for now BMO Escape Credit Card Annual fee: $150 Multipliers 4x Airfare & dining 3x Hotels, tours, travel agencies and cruises 2x Rideshare services, taxis and car rentals 1x All purchases Benefits $20 monthly statement credit when you use…

ATMOS Rewards Summit Visa Infinite Card

Details Written by: RJ ATMOS™ REWARDS SUMMIT VISA INFINITE® CARD Annual fee: $395 Multipliers 3x Alaska/Hawaiian purchases 3x Dining 3x Foreign transaction purchases 1x All purchase Benefits Receive a Global 100K Companion Award every year you spend 60,000 or more on purchases in that anniversary year 8 Alaska Lounge passes (a $500+ value) and 8…

Mastercard World Legend Benefits

Details Written by: RJ Mastercard’s World Legend benefits are out: Soho Friends: Soho Friends is a travel and lifestyle program from Soho House. World Legend cardholders receive a complimentary year of Soho Friends. Join and enjoy special rates at Soho House bedrooms around the world. Mastercard Music and Entertainment Access: Unlock exclusive access to premium…