Offer Details
Written by: RJ
Requirements
- Open a Business Checking – $400
- Maintain $2k average balance for the first three statement cycles
- Complete 10 qualifying transactions
- Open a Treasury Enterprise Plan – $1k
- Maintain $30k average balance for the first three statement cycles
- Bonus posts within 90 days of completion
Eligibility
- AL, CA, CO, DC, DE, FL, GA, IL ,IN, KY, MA, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, WV
- Can’t have had an account in the last 90 days
- Can’t have received a promotional offer in the past 12 months
Fees
- Business Checking – $12/month fee avoidable with one of the following:
- $500 in business credit card purchases/month
- $500 average monthly collected balance
- Maintain a linked PNC Merchant Services account and generate a minimum of $500 in qualifying monthly processing deposits.
- Treasure Enterprise plan – $50/monthly fee avoidable with:
- $30k minimum balance
Account Closure
- No rule listed
Valid through 3/31/26

Thoughts
They’ve increased the offers substantially (use to be $500). The timer starts on day one for the first statement cycle so the account will have to be overfunded in month one to accommodate the average balance requirement.


On “Business Checking – $12/month fee avoidable with:
$1k in business credit card purchases
Minimum $1,500 balance
”
Is that both? Should that read “$12/month fee avoidable with either of:”?
Now it says “$12 monthly account maintenance fee, unless you meet any ONE of the following requirements:
$500 average monthly collected balance
OR, Use a linked PNC business credit card to make a minimum of $500 in eligible purchases[8,9,11]
OR, Maintain a linked PNC Merchant Services® account and generate a minimum of $500 in qualifying monthly processing deposits.[12,13,15]
“
Updated the fees section. Thank you sir